Kumiko Love | Money Expert on Instagram: "@thebudgetmom 🏃‍♀️RUN! Make sure your money is actually invested and not just sitting in cash in your investment account! Here’s the thing no one tells you! Contributing to a Roth IRA is only HALF the job. It’s a two-step process for any investment account: 1️⃣ You contribute (add money) 2️⃣ You invest (choose where that money goes) If you skip step two, your money just sits there in cash doing nothing. This goes for your Roth IRA, 401(k), brokerage acc
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Kumiko Love | Money Expert on Instagram: "@thebudgetmom 🏃‍♀️…
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Kumiko Love | Money Expert on Instagram: "@thebudgetmom Breaking down my October spending helped me see exactly where my money went and how to realign with my financial goals. Tracking your monthly budget isn’t about restriction—it’s about taking control of your money and making smarter spending decisions. If you liked this post, make sure to save or comment so I continue to show up in your feed. Follow @thebudgetmom for more!"
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Kumiko Love | Money Expert on Instagram: "@thebudgetmom Welcome to my Budget by Paycheck Method series! When most people think of budgeting, they think of writing numbers on a piece of paper. But that’s not what this method is about. Creating a realistic budget is the outcome — not the starting point. The Budget by Paycheck Method is a series of steps designed to help you build the strongest financial foundation possible — one you can make truly unique to your life, and something you can build o
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MBA Economic News on Instagram: "How do you get your finances in order eight tips and tricks! What works for you getting your finances in order? Drop your comments below! 💥 #financialadvice #financialeducation #learnhow #financialfreedomstartshere #budgetingforbeginners @Clarke Taylor @thebudgetmom"
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Kumiko Love | Money Expert on Instagram: "I spent $9,610 in July. 😬 And yes, I tracked every dollar—even when it felt tedious, even when it wasn't exciting. Because let’s be honest: tracking your spending isn’t always fun. It can feel like work. Like one more thing on your to-do list. But you know what else it feels like? Clarity. Confidence. Control. This simple habit has changed my life. It helps me make better decisions, spend intentionally, and save for the things that actually matter. You
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Kumiko Love, AFC | Money Expert on Instagram: "I was enrolled with Freedom Debt Relief for almost 3 years—so trust me, I know from experience. These companies promise to help you settle your debt, but here’s what actually happens when you enroll with a debt settlement (or “debt relief”) company: ❌️ They tell you to stop paying your debts entirely ❌️ You start sending monthly payments to them instead ❌️ They hold your money in a separate account and wait until there’s “enough” to try to negotiate
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