My Credit Card Debt Payoff Journey - Day 3 Updates

Should Kids Pay Rent? Analyzing Parenting Choices

Dave Ramsey on Instagram: "Cars, trucks, RVs, boats, and everything that has motors and wheels go down in value. NEVER finance them, because they go down in value and you get stuck in them. Don’t let debt trap you in something that’s losing value every day. Save up, pay cash, and own it outright. That’s how you stay in control of your money and build wealth the right way."

Rachel Cruze on Instagram: "Here are the 3 accounts I recommend: 1️⃣ A checking account for everyday spending and bills. 2️⃣ An emergency fund: start with $1,000 while you’re paying off debt, then grow it to 3–6 months of expenses in a high-yield savings account. 3️⃣ A separate savings account for things like vacations, a new car, or Christmas, this can be a HYSA too!"