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What is a fixed-rate mortgage? - A fixed-rate mortgage offers predictability and stability in monthly payments. Unlike adjustable-rate mortgages, where the interest rate can change, a fixed-rate mortgage keeps the same rate for the entire loan term. This makes it easier for homeowners to budget since they know exactly what their payment will be each month. Additionally, as the years go by, your fixed-rate mortgage payment remains the same, even as rental rates keep rising. Fixed-rate mortgages t
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