Mortgage Refinance and Home Refinancing from Bank of America
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Mortgage Refinance and Home Refinancing from Bank of America
May 15, 2018
bankofamerica.com
Thinking about paying points to lower your mortgage interest rate? Don’t do it Paying points costs you thousands right now for a lower rate over 30 years. The break-even point to recoup that cost is typically 3-5 years vs paying no points. We are in a rate-cutting cycle and you will most likely refinance into a lower rate before you reach that break-even point. Don’t pay the bank for a 30-year benefit you’ll only use for a couple of years. Focus on getting the best rate without paying points. |
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