Putting 6% of your income toward retirement could still leave you coming up short. Here's what to do instead.
Almost half (48%) of Americans who are not yet retired say they don't have enough saved to allow them to retire when they want to, according to a new study by insurance company MassMutual. Among ...
'We have no health insurance': My wife died, leaving behind a lot of medical debt. Am I responsible?
I'm sorry that you lost your wife after such a long stay in the hospital. Having this debt hanging over you only makes a traumatic situation worse. You and your wife are not alone in being uninsured; ...
I'm 20 years older than my wife, who is 53. If she claims Social Security early, will it affect her widow's benefit?
Surviving spouses can get up to 100% of the benefits of the person who died, which includes delayed credits - that is, the extra money you're getting because you waited until age 70 to claim your ...
Why a recession still worries this stock-market veteran, despite the Fed's rate cut
The U.S. stock market was already priced two-thirds of the way for a 50 basis point cut. So they basically delivered on what they market was already discounting. It was probably the appropriate move ...
'Retirement is not a math problem,' says one of retirement's top math experts
"Retirement is not a math problem," Benz told MarketWatch. "People might be surprised to see a book from me that is half nonfinancial - maybe not even half. But I feel like people are overly focused ...
Mortgage rates fall to lowest level in two years: Here's how much money you need to buy a $400,000 home
Mortgage rates fell to the lowest level in two years a day after the Federal Reserve cut its benchmark interest rate. The 30-year fixed-rate mortgage averaged 6.09% as of Sept. 19, according to data ...
I'm wife No. 4. My husband's first wife is owed 50% of his federal pension when he dies. Where does that leave me?
Dear Wife No. 4, First, you won't be left completely at a loss, but you do need to tie up a few loose ends before you can breathe a sigh of relief. The rules vary for spouses versus divorced spouses, ...
If you're not sure how to invest, it's as easy as picking two funds.
The second component of Two Funds For Life is a booster fund, entirely invested in stocks, with the purpose of giving you the potential for additional long-term growth.
Electric vehicles are suddenly the best deal in the used-car market as sellers confront plummeting prices
In a boon for EV buyers and a setback for EV sellers, used-electric-vehicle values are down 25% in the past year, with the biggest drops for the used Tesla (TSLA) Model 3 (down 24.8% over the past ...
Want to stay in a 5-star European hotel for $140 a night? Follow this travel rule.
There was the scenic cab ride from the airport that cost a mere $10. And the festive meal in a salon-like setting, replete with a lively three-piece band, that ran $60.
CDs paying 5% are a dying breed. Here's how to find high savings rates while you still can.
A current challenge for savers is that the rates on 3- and 5-year CDs can be lower than rates on shorter-term CDs. That reflects banks' views that rates will be lower when those longer-term CDs come ...
IBD and MarketWatch's fifth annual survey of the most trusted financial companies
For the IBD and MarketWatch list of the Most Trusted Financial Companies in 2024, we asked more than 7,000 survey participants for their opinion of the financial soundness of the financial companies ...