There are definite pros and cons to taking a 401(k) withdrawal for this.
If you have a retirement portfolio that's 70% stocks and 30% bonds, you may be able to sustain a 5% withdrawal rate without ...
The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...
The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.
After 30 years, financial planner William Bengen has revised his widely-used 4% retirement rule to 4.7%, citing more ...
Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.
New analysis says that number is now too high for today's market valuations and inflation environment.
Donald Trump's housing proposal would let Americans tap 401(k) retirement savings for home down payments, but that easy ...
The difference between planning for 20 versus 30 years of retirement isn’t just an extra decade, it fundamentally reshapes ...
Use these strategies to replace retirement uncertainty with a feeling of clarity and control over your financial plan ...
Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.
It's not a given that it's the best withdrawal strategy for your situation.