Fact checked by Betsy Petrick Key Takeaways Your credit report includes your personal details, information about your credit ...

A credit reporting agency is a company that compiles information about your borrowing history into a credit report. Also called credit bureaus, credit reporting agencies primarily sell reports to ...

Current reports that medical debt's impact on credit scores is confusing due to recent legal changes. Consumers should be proactive in managing their medical debts.

Credit scores are based on information in your credit report, so it's important to make sure your credit report is complete and accurate.

Learn about soft credit inquiries, how they differ from hard inquiries, who can initiate them, and how they affect your credit report and score.

While it won't damage your credit scores, a UCC filing can impact your ability to obtain credit in the future.

Depending on what your credit score is initially, 100 points could mean the difference between getting and not getting a mortgage or a credit card.

The fact that my credit score is above 800 isn't an accident. Read on to see why my score is as high as it is.

Contrary to what you might expect, your credit report does not contain your credit score. But it does offer a lot of other valuable information.

Find out what your credit score means and how to check it for free.

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop ...