Image source: Getty Images Let's say you've got a credit card with a $15,000 limit that you haven't used in years. You're tempted to shut it down to simplify your wallet -- and hey, no harm done, ...

Welcome to the Points Pro, where I answer your travel rewards and credit cards questions each week. If you have a question you'd like answered, you can submit it here. This week, CNBC Select editor ...

A retention offer can mean bonus points, a statement credit, or a waived annual fee. Here's how to ask your card issuer for ...