It has been nearly a year since Donald Trump was sworn-in for a second term as president of the United States. Immigration, inflation and America’s role in foreign wars are among the ongoing top stories that have consumed the administration and defined the year.

The average interest rate on a 30-year, fixed-rate mortgage dropped to 6% APR, according to rates provided to NerdWallet by Zillow. This is six basis points lower than yesterday and 17 basis points lower than a week ago. (See our chart below for more specifics.) A basis point is one one-hundredth of a percentage point.