Emergency expenses are eating up a lot of retirees’ money.

When retirement plans fall apart, we tend to assume its because someone overspent maybe on travel, hobbies, or helping the kids a little too much. But, often, thats not what does the real damage. Its ...

When a plan administrator selects an insurer to provide annuities for a retirement plan subject to ERISA, it is engaging in a fiduciary act that must be conducted prudently. Mistakes in this process ...

The Insured Retirement Institute filed comments urging the Department of Labor not to withdraw a longstanding safe harbor regulation. According to the Insured Retirement Institute, the Department of ...

Discover how fixed annuities provide guaranteed interest, tax-deferred growth, and regular income for retirees, helping you ...

A vast majority of workers say that employers have a responsibility to help them achieve guaranteed income in retirement, and many think annuities are the way to do it, according to a new survey from ...

Fewer retirees can rely on pensions, so more people have to find retirement income elsewhere and navigate issues like managing taxes while withdrawing from different kinds of accounts, when to take ...

A delayed annuity is a life annuity with payments beginning later, offering financial security through a steady cash stream ...

From FERS to TSP to recent legislation, decades of policy shifts have reshaped how federal employees earn, save for and ...

When you think about estate planning, wills, trusts and life insurance usually top the list. But annuities deserve a spot in the conversation, too. Beyond providing reliable income in retirement, ...

A $1.6M employer retirement account initially appeared to mandate $800K conversion to an annuity for beneficiaries. QPSA annuity provisions apply to Money Purchase Plans but not 401(k) accounts ...

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