Experts expect U.S. mortgage rates to remain largely above 6% through 2026, with only modest declines compared with 2025. ...

Mortgage interest rates declined for much of 2025, but could they fall below 5% in 2026? Here's what to know now.

Mortgage rates near 6% are driving higher home sales and applications, with inventory and new listings also rising in 2026.

Freddie Mac’s average rate for a 30-year loan is 6.09% for the week ending January 22, nearly a percentage point lower than a year ago.

Thirty-year mortgage rates rose this week to 6.328%, a small increase from 6.261% last week, according to U.S. News data. Small fluctuations in borrowing rates are expected this ...

Mortgage Research Center. Rates averaged 5.24% for a 15-year financed mortgage and 6.04% for a 20-year financed mortgage.  ...

Will mortgage rates touch 5% as the US housing market finally wakes up again? US mortgage rates hit a three-year low this January 2026, dropping the 30-year fixed average to 6.06%. Data from Freddie ...

Mortgage Research Center. Rates averaged 5.24% for a 15-year financed mortgage and 6.04% for a 20-year financed mortgage.

The housing market in 2026 will be shaped by several key trends, including a modest dip in mortgage rates, increasing interest in ARM loans and new-home construction, and regional market differences.

Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...

Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...