The interest-earning potential with either account is significant now, but only one will guarantee those returns.
Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings goals best.
Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...
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The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...
The top savings rate remains surprisingly high, letting some savers earn a truly stellar return on their cash. But those ...
Interest rates on high-yield savings accounts were soaring a few years ago with some online accounts reaching 6%. But now, after a shift in Federal Reserve policy, those savings rates have started to ...
With the Fed pausing cuts, savers face a timely choice: lock in rates with a no-penalty CD or keep flexibility with high-yield savings. Here's how to choose.
Leaving your money sitting in a savings account might seem safe, but it can quietly lose value, miss out on growth—or even risk being turned over to the state.
Both savings vehicles have competitive interest rates now, but only one offers predictable, guaranteed interest.
Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...
New interest rate data released this week by the Federal Deposit Insurance Corporation (FDIC) reiterated a depressing statistic: The average interest rate on a traditional savings account is barely ...