When reviewing multiple quotes for homeowners insurance, think about more than finding the lowest cost. “Consider financial ratings, coverage options, quality of the claims service, discounts, ease of ...

In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.

State Farm, Erie and USAA have the best combination of cheap home insurance rates, useful coverage and reliable customer service. Erie offers the cheapest home insurance quotes overall. But it's only ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Money’s top picks for homeowners insurance companies for 2025.