As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Your credit score is a key that unlocks most of the major financial products anyone will ever need: credit cards, car loans, ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

A good credit score is imperative to get a better mortgage rate. However, if you don't meet that magic number, you can still ...

Dave Ramsey has captivated millions of listeners through his show and has sold many copies of his book. The financial guru ...

“By far, FICO Scores are the dominant method to measure asset-backed securitization risk. There is some noise claiming alternative scores have traction, but if you look at the few firms that moved ...

FICO plans to include “buy now, pay later” histories in credit scores, marking the first time a leading credit score provider will include the data. FICO announced two new credit scores earlier this ...

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna — surveys put usage at 20% to 30%. It’s not only convenient, but some people also like that these ...

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 to 620.