Many buyers can qualify for a conventional mortgage with as little as 3% down. On a $400,000 home, that's only $12,000.

Mortgage experts explain the guidelines buyers must follow to get approved when using such funds to buy a home.

A point is prepaid interest; so buying points is paying part of your mortgage interest upfront instead of over the life of ...

Down payment assistance can bridge the gap between your savings and the amount needed to buy a home — if you know where to ...

A down payment is the portion of a home’s purchase price the buyer isn’t financing with a mortgage. The amount is paid upfront at closing. Depending on the buyer’s finances and the type of loan, down ...

Homebuyers looking to lock in a 0% down payment loan will find themselves with two options: a Veterans Affairs loan and a United States Department of Agriculture loan. “Zero down loans exist because ...

Does it make good financial sense to raid your retirement for a home purchase?

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.05%, according to the Mortgage Research Center. On a ...