You can now get free credit reports pretty much whenever you need one, not just once a year. The three national credit reporting bureaus — Equifax, Experian and TransUnion — will permanently allow you ...

Your credit score and credit reports play a big part in your financial life. But what is a credit report, and how does it differ from your credit score? Your credit report is a comprehensive list of ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

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