The average interest rate for a new credit card is almost 24% in 2026, trapping Americans in debt. Here’s how to negotiate for a better rate

Even a small rate cut could save you hundreds — or thousands — over time.
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Here are the pros and cons of Trump’s push for credit card interest rate caps

(CNN) - President Donald Trump is pushing for a 10% cap on credit card rates. It is his latest attempt to quell affordability concerns. While Americans who are suffering from record-high credit card ...
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How to secure single-digit credit card rates this February

Credit card interest rates are currently sitting at very high levels overall, with the average credit card APR hovering above 22% as of early 2026. For the large number of Americans carrying balances ...
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The average credit card interest rate is almost 24%, trapping Americans in debt. How to negotiate for a better rate

This article adheres to strict editorial standards. Some or all links may be monetized. With credit card interest rates near record highs, you might feel like it’s impossible to pay down your debt. In ...