Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Auto insurance isn’t just a formality; it’s a legal requirement in nearly every state. Beyond meeting state laws, the right auto insurance can protect you financially after an accident, cover ...

USAA and Progressive are highly rated in our analysis of the best car insurance companies. While both insurers have average ...

Save up to 20% on car insurance by bundling policies, plus learn how driver safety courses, higher deductibles and ...

While cost is important, there are more factors behind when you should switch car insurers ...

TROY, Mich.: 28 Oct. 2025 — Auto insurance rates have finally started to decline from the near-record highs of 2024, but customers are still feeling the sting of several years of sky-high insurance ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Most drivers stick with the same car insurance company for years, even when they're not particularly happy with the service. That's changing fast. A record 57% of auto insurance customers actively ...

Which Are the Best Insurers, and What to Look For Someone who investigates insurance claims, estimates damage, and determines who—if anyone—should pay a claim. Adjusters can work on behalf of an ...

“Auto insurers are in a tough position right now,” said Breanne Armstrong, director of global insurance intelligence at JD Power. “With repair costs still rising—and with more than 20% of vehicles ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...