Edmunds reports record monthly car payments in Q4 2025: over 20 percent of new-car buyers pay $1,000+, with 84-month loans becoming commonplace.

Edmunds data shows new-car loan rates have been falling, but higher vehicle prices are pushing monthly payments higher.

The total shelled out on average for new vehicles also has hit an all-time high, with customers financing $43,759 and paying ...

In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

Last summer, auto loan rejections were cut in half, falling from 42% in February to just 15% by June. Credit became easier to ...

New car owners are facing record prices at a time when the overall cost of living is becoming harder to manage. According to ...

A record number of U.S. car buyers are now committing to four-figure monthly payments, according to new data from Edmunds. By the end of 2025, 20.3% of financed new-vehicle purchases came with a ...

Consider strategies like refinancing, selling your car and asking your lender for flexibility when trying to reduce your car payment Written By Written by Staff Loans Writer, Buy Side Emily Sherman is ...

While the majority of drivers still finance their vehicle with a loan, a share of drivers in the U.S. choose to lease. Leasing can have a few advantages over buying, such as more manageable payments ...

Edmunds is reporting record high new-car-financing amounts in the fourth quarter of 2025. According to the latest analysis ...

Paying extra on the principal won’t lower your monthly car payment, but it does provide other benefits. Many, or all, of the products featured on this page are from our advertising partners who ...