More than 8 in 10 people have successfully negotiated a lower APR. Here’s what to say when you call your bank.

Many credit card companies offer an introductory 0% APR for the first 12 to 24 months of opening a card. This offer allows ...

Looking to pay off debt? This week's best balance transfer cards give you long 0% intro APR periods and no annual fees -- ...

Get up to 24 months interest-free with this week's best 0% intro APR cards -- ideal for big purchases or paying down debt ...

Mortgage Research Center. Rates averaged 5.52% for a 15-year financed mortgage and 6.38% for a 20-year financed mortgage.

Take advantage of these credit cards and pay zero interest on new purchases or balance transfers for up to 21 months.

The current mortgage rate on a 30-year fixed mortgage rose by 1.58% in the last week to 6.57%, according to the Mortgage ...

Penalty APR. If you have a returned payment or your payments become 60 days late, your card issuer might charge a penalty APR, which can be higher than your standard purchase APR.